Business Loan

Our business loans are designed to empower entrepreneurs and business owners with the financial support they need to grow and succeed. Whether you are looking to expand operations, purchase new equipment, or manage working capital, we provide tailored solutions that suit businesses of all sizes—small, medium, or large.

The business should have been operational for at least 2 years.
Minimum turnover of ₹2.5 Lakh per year.
Stable income and good financial records.
Personal guarantee of the business owner.

Age: Applicant should be between 21 to 59 years of age.
Farm Ownership: Applicant must own or lease agricultural land for at least 1-2 years.
Credit Score: A decent credit score is preferred, but not mandatory for farmers with established income sources.

6.5% per annual interest rate (subject to the type of loan and borrower profile).

6.5% annual interest rate (subject to the type of loan and borrower profile).
Flexible terms based on the loan amount and repayment duration

₹3,820/- (₹3,000/- refundable upon loan disbursement).

Insurance Benefits with Business Loan
At TFSL, we go beyond just providing business loans—we ensure long-term protection for you and your business. Every business loan comes bundled with Health and Fund Insurance coverage, giving you the confidence to focus on growth while we safeguard your future. In partnership with leading insurance providers, we cover both personal health needs and business continuity, so unexpected challenges don’t disrupt your success.
Key Benefits:
- Health Insurance for Entrepreneurs – Coverage for hospitalization, surgeries, and medical emergencies.
- Business Continuity Fund – Financial protection for your business during unforeseen health conditions or personal tragedies.
- Life & Disability Coverage – Ensures your family’s financial security in case of accidents, critical illness, or permanent disability.
- Medical Assistance Coverage – Includes ambulance services and coverage for certain pre-existing conditions.
- Comprehensive Protection – Covers medical emergencies, accidental death, disability, and more.
- Quick Claims Processing – Hassle-free and efficient claim settlement.
- Cashless Hospitalization – Access treatment across a wide network of partner hospitals.
- 24/7 Assistance – Round-the-clock support for health and insurance-related needs.

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Our Core Values

Rooted in trust and driven by innovation, our core values inspire us to serve with dedication and impact lives positively.

Integrity

We conduct our business with the highest ethical standards, ensuring that our clients can trust us to deliver on our promises with transparency and honesty.

We uphold the highest ethical standards in every action.
With transparency and honesty, we earn our clients’ trust.

Innovation

We continuously innovate to keep up with the changing financial landscape, ensuring that our products and services evolve to meet market demands and technological advancements.

Unlimited Effects

We embrace innovation to stay ahead in the evolving financial landscape.
Our products and services grow with market needs and technology.

Customer Focus

We place our clients’ needs at the heart of everything we do, providing personalized financial solutions that meet their unique needs.

Memory Options

We put our clients at the center of every decision we make.
With personalized solutions, we cater to their unique financial needs.

FAQ

What types of loans do you offer?

At TFSL Group, we offer a comprehensive range of loan options to cater to diverse financial needs, including:
• Personal Loans
• Business Loans
• Home Loans
• Education Loans
• LAP Loan
• MSME Loan
• Women Group Loan
• Agriculture Loan

What is the security deposit requirement, and why is it necessary?

To ensure a smooth loan process, we require a security deposit of ₹3820. Out of this, ₹3000 will be refunded once your loan is successfully cleared. This deposit helps us maintain the integrity of the loan process and ensures the safety of both the company and the customer.

When is the security deposit required?

The security deposit is required only after the loan is approved. Once your loan has been approved, you will need to deposit the security amount of ₹3820, of which ₹3000 will be refunded after the loan is successfully cleared.

How long does it take for my loan to be cleared?

The loan clearance process typically takes a minimum of 15 working days. This time frame allows us to thoroughly verify your documents, ensure all requirements are met, and complete the necessary approval procedures.

How can I repay my loan?

We accept loan repayments only through EMI (Equated Monthly Installments) via ECS (Electronic Clearing System). This ensures a smooth and automated process for both parties, with monthly payments being directly debited from your linked bank account.

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TFSL GROUP

Our distinguished channel partners bring unmatched expertise, strong customer relationships, and in-depth local knowledge, enabling us to access new markets and regions that might otherwise be out of reach. Their insights and networks are crucial in broadening our reach and delivering tailored solutions to a wider audience. This partnership drives mutual growth, opening doors to significant opportunities. Together, we pave the way for sustained success and long-term growth for both our company and our partners.