Loan Against Property (LAP)

Unlock the true potential of your property with our Loan Against Property. By pledging your residential or commercial property, you can access high-value funding at affordable rates. Whether it’s for business expansion, personal needs, or major financial goals, this loan offers a smart way to raise funds without selling your asset.

Loan Amount – Up to 70% to 80% of property value.
Long Tenure – Repayment terms can go up to 20 years.
Low Interest Rates – Competitive interest rates for secured loans.

Loan Amount – Up to 70% to 80% of property value.
Long Tenure – Repayment terms can go up to 20 years.
Low Interest Rates – Competitive interest rates for secured loans.

Property documents (Title deed, property tax receipts).
Identity and address proof.
Income proof (Salary slips, bank statements).
Bank statements for the last 6 months.

6.5% annual interest rate (subject to the type of loan and borrower profile).
Flexible terms based on the loan amount and repayment duration

₹3,820/- (₹3,000/- refundable upon loan disbursement).

Health & Fund Insurance with LAP
With our Loan Against Property (LAP), you don’t just get access to high-value funds—you also gain free Health and Fund Insurance coverage for added financial security. In partnership with trusted insurance providers, we ensure that both your health and property remain protected against unexpected challenges.
Key Benefits:
- Health Insurance for Property Owners – Coverage for hospitalization, surgeries, and medical treatments.
- Property Protection Insurance – Safeguards your property against damage, natural calamities, fire, or theft.
- Life & Disability Coverage – Ensures your family’s financial security by covering loan obligations in case of accidental death or disability.
- Fund Protection – Keeps your finances stable during unforeseen life events that may impact income.
- Comprehensive Coverage – Protection against medical emergencies, accidental death, disability, and property-related risks.
- Quick & Hassle-Free Claims – Efficient claims settlement with minimal paperwork.
- Cashless Hospitalization – Access treatment across a wide network of partner hospitals.
- 24/7 Assistance – Round-the-clock customer and claims support.

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Our Core Values

Rooted in trust and driven by innovation, our core values inspire us to serve with dedication and impact lives positively.

Integrity

We conduct our business with the highest ethical standards, ensuring that our clients can trust us to deliver on our promises with transparency and honesty.

We uphold the highest ethical standards in every action.
With transparency and honesty, we earn our clients’ trust.

Innovation

We continuously innovate to keep up with the changing financial landscape, ensuring that our products and services evolve to meet market demands and technological advancements.

Unlimited Effects

We embrace innovation to stay ahead in the evolving financial landscape.
Our products and services grow with market needs and technology.

Customer Focus

We place our clients’ needs at the heart of everything we do, providing personalized financial solutions that meet their unique needs.

Memory Options

We put our clients at the center of every decision we make.
With personalized solutions, we cater to their unique financial needs.

FAQ

What types of loans do you offer?

At TFSL Group, we offer a comprehensive range of loan options to cater to diverse financial needs, including:
• Personal Loans
• Business Loans
• Home Loans
• Education Loans
• LAP Loan
• MSME Loan
• Women Group Loan
• Agriculture Loan

What is the security deposit requirement, and why is it necessary?

To ensure a smooth loan process, we require a security deposit of ₹3820. Out of this, ₹3000 will be refunded once your loan is successfully cleared. This deposit helps us maintain the integrity of the loan process and ensures the safety of both the company and the customer.

When is the security deposit required?

The security deposit is required only after the loan is approved. Once your loan has been approved, you will need to deposit the security amount of ₹3820, of which ₹3000 will be refunded after the loan is successfully cleared.

How long does it take for my loan to be cleared?

The loan clearance process typically takes a minimum of 15 working days. This time frame allows us to thoroughly verify your documents, ensure all requirements are met, and complete the necessary approval procedures.

How can I repay my loan?

We accept loan repayments only through EMI (Equated Monthly Installments) via ECS (Electronic Clearing System). This ensures a smooth and automated process for both parties, with monthly payments being directly debited from your linked bank account.

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TFSL GROUP

Our distinguished channel partners bring unmatched expertise, strong customer relationships, and in-depth local knowledge, enabling us to access new markets and regions that might otherwise be out of reach. Their insights and networks are crucial in broadening our reach and delivering tailored solutions to a wider audience. This partnership drives mutual growth, opening doors to significant opportunities. Together, we pave the way for sustained success and long-term growth for both our company and our partners.